Paying rent by cheque
Annual rent is usually split into one to four post-dated cheques, all handed over when you sign. Fewer cheques can help you negotiate a better rent. You'll need a UAE bank account and chequebook, so open one as soon as you have your Emirates ID.
The costs to budget for
| Cost | Typical amount | Refundable? |
|---|---|---|
| Security deposit | 5% of annual rent (unfurnished), 10% (furnished) | Yes, at the end of the tenancy |
| Agency fee | Usually 5% of annual rent, plus 5% VAT | No |
| Ejari registration | Around AED 220 | No |
| DEWA deposit | AED 4,000 for a villa (AED 2,000 for an apartment), plus activation fees | Deposit yes, fees no |
| Housing fee | 5% of annual rent, added to your monthly DEWA bill | No |
An example
On an unfurnished villa at AED 200,000 a year, expect roughly AED 10,000 for the security deposit, AED 10,500 for the agency fee with VAT, about AED 220 for Ejari and just over AED 4,000 for DEWA. That's around AED 25,000 on top of your first rent cheque. The housing fee then adds about AED 830 a month to your DEWA bills.
For illustration only. Your figures will depend on the rent and the property.
Before you sign the contract
- Check the names, rent, cheque dates and start date are all correct
- Read the addendum carefully. This is where maintenance, early exit and any extras are agreed
- Agree who pays for air-conditioning servicing and minor repairs
- Do a move-in inspection with photos, so your deposit is protected when you leave
- Keep receipts for every payment, including the agency fee
General guidance only, not legal or financial advice. Fees change, so always check the latest figures.